Who can apply for an unsecured loan?
Anyone over the age of 18 may apply provided annual income is a minimum of $18,000.
Do I have to own my own property?
No. You may qualify for a loan even if you are renting, boarding or leaving with parents.
Are your interest rates competitive?
Our aim is to provide you with the quickest and cheapest personal loan possible.
Our interest rates are inline with the banks and are cheaper in many situations.
How much can I borrow?
- Homebuyers may borrow up to $50,000 unsecured.
- Applicants who do not own real estate property may borrow up to $30,000.
- Minimum loan amount is $5,000 for all loans.
What are the loan terms?
Loan terms range from 24 months to 84 months depending on the product.
Can you help me if I have bad credit?
- Homebuyers can have up to $3,000 in paid defaults.
- Applicants who do not own real estate can have paid defaults up to $500.
- We cannot assist applicants with unpaid defaults, court judgments and bankruptcies.
I need a loan to buy a car. Can you help?
We have a large range of car loan products and leases.
We can assist with finance for personal use and for business use vehicles.
Are there any early termination penalties?
In most instances there are no penalties or minimal penalties will apply depending on the product and how long the loan
will be kept.
How do I apply for a loan?
Our online application form provides a quick and easy way of submitting your details.
Can you help of I am Self-employed?
Applicants who have been self-employed for at least two years may apply as long as they can provide last 2 years
individual tax returns.
What are the costs involved?
We do not believe in upfront costs! Therefore, all our efforts are guaranteed at no cost to you, until your loan is
approved and you have funds in hand. At that point we have a loan consulting fee that varies based upon the amount of
financing you receive and the type of loan program with which we assisted your needs. Your personal loan consultant will
clearly explain our fee structure.
